Here’s one of the latest scams. This comes from a very reliable source.
Stay Alert! The crooks get smarter all the time.
Subject: Credit Card Phishing Scam
All, FYSA. This is from our acquisition office.
Sent: Tuesday, September 01, 2009 3:27 PM
Subject: Credit Card Phishing Scam
The Office of Charge Card Management has alerted us to a new phishing
scam that has occurred with employees at the Social Security
Please read the information below and as always, report unrecognized
charges to your credit card server.
- Do not give out ANY personal information over the phone, the
internet or the mail.
- If you think the request is valid you should always contact the
bank yourself using the number on the back of your card.
- If anyone ever gives out information, they should immediately
call their bank.
Note: The callers do not ask for your card number; they already have it.
By understanding how this works, you’ll be better prepared to protect
yourself. An SSA employee was called on last week from ‘VISA’, and
another call was received the next day from ‘MasterCard’.
The scam works like this:
Caller: This is (name), and I’m calling from the Security and Fraud
Department at VISA (or MasterCard). My Badge number is 12460. Your card
has been flagged for an unusual purchase pattern, and I’m calling to
verify. This would be on your VISA (MasterCard) card which was issued by
(name of bank). Did you purchase an Anti-Telemarketing Device for
$497.99 from a Marketing company based in Arizona?
When you say ‘No’,
Caller: Then we will be issuing a credit to your account.. This is a
company we have been watching and the charges range from $297 to $497,
just under the $500 purchase pattern that flags most cards. Before your
next statement, the credit will be sent to (gives you your address), is
You say ‘yes’.
Caller: I will be starting a fraud investigation. If you have any
questions, you should call the 1- 800 number listed on the back of your
card and ask for Security. You will need to refer to this Control
Number. The caller then gives you a 6 digit number. Do you need me to
read it again?
Here’s the IMPORTANT part on how the scam works.
Caller: I need to verify you are in possession of your card. He’ll
ask you to turn your card over and look for some numbers. There are 7
numbers; the first 4 are part of your card number, the next 3 are the
security Numbers that verify you are the possessor of the card. These
are the numbers you sometimes use to make Internet purchases to prove
you have the card… please read the 3 numbers to me.
After you tell the caller the 3 numbers.
Caller: That is correct, I just needed to verify that the card has not
been lost or stolen, and that you still have your card. Do you have any
After you say No.
Caller: Thank you and don’t hesitate to call back if you do.
You actually say very little, and they never ask for or tell you the
Card number. But after SSA was called on Wednesday, the SSA cardholder
called back within 20 minutes to ask a question. The REAL VISA Security
Department told us it was a scam and in the last 15 minutes a new
purchase of $497.99 was charged to the card.
SSA made a real fraud report and closed the VISA account. VISA is
reissuing them a new number. What the scammers want is the 3-digit PIN
number on the back of the card. Don’t give it to them. Instead, tell
them you’ll call your card issuing bank directly for verification of
their conversation.. The real VISA told them that they will never ask
for anything on the card as they already know the information since they
issued the card!
If you give the scammers your 3 Digit PIN Number, you think you’re
receiving a credit. However, by the time you get your statement you’ll
see charges for purchases you didn’t make, and by then it’s almost too
late and/or more difficult to actually file a fraud report.
Feel free to pass this information on to your co-workers, family and
-- "They who dream by day are cognizant of many things which escape those who dream only by night." ~ Edgar Allan Poe