Insuring My Shop.....?

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Forum topic by Sailor posted 06-30-2009 05:07 AM 760 views 0 times favorited 2 replies Add to Favorites Watch
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543 posts in 2682 days

06-30-2009 05:07 AM

Topic tags/keywords: question

I have abuilding that I have been using for a woodworking shop for the past few years. The roof has been leaking and I have had only cheap power tools inside. Recently I have been working on the flat tar roof, trying to find leaks and repairing them (the weather here reecently has been in the 100’s with a heat index of 110+ and VERY humid).

I am doing this because I am about to start purchasing some higher quality tools and building cabinets and shelving and the like.

The building is in small industrial park that my mother own’s with her truss manufacturing business. Sadly, it isn’t exactly in the best part of town and I am worried about break-ins and loosing all my expensive tools. I want to get insurance on the contents of the building and I was wondering if anyone could give me a hint of what it will cost/ what type of insurance policy I will need. I have been searchign the internet for the past 30 minutes and I can’t seem to find any answers.

Any replies will be greatly appreciated!

-- Dothan, Alabama Check out my woodworking blog! Also my Youtube Channel's Facebook page

2 replies so far

View a1Jim's profile


115166 posts in 2994 days

#1 posted 06-30-2009 06:05 AM

Hey Sailer
I find it Ironic that the same person owns a flat roof property and a truss company . As far as insurance If you check with commercial insurance carriers in you area they should be able to cover you. But if in doubt don’t store good tools in no-secure places with bad roofs.

-- Custom furniture

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543 posts in 2682 days

#2 posted 07-01-2009 12:38 AM

Jim, yes I guess it is a bit ironic isn’t it?

The building I am using is one of the four extra buildings that are avaliable for rent. They are pretty old buildings and are not used, at least not by anyone who cares about the leaks. We have discussed roofing the building with trusses but figured it would be best to try and repair the roof before investing that kind of money into it. I think I may have the leaks fixed, just with spending about $350. Although I would feel much better about my shop with trusses and a nice metal roof.

I’ll check with a insurance agency about what it will cost me….

-- Dothan, Alabama Check out my woodworking blog! Also my Youtube Channel's Facebook page

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