|Forum topic by mmh||posted 02-15-2009 05:19 PM||6934 views||1 time favorited||7 replies|
02-15-2009 05:19 PM
Since there seems to be a lot of active and retired military here, I thought this may be of interest and possible benefit to many. We are using the medical services of U.S. FAMILY HEALTH PLAN.
“The US Family Health Plan is a specially legislated TRICARE option within the military health system. US Family Health Plan offers TRICARE Prime, a managed care program that provides comprehensive coverage at the lowest cost to members of the three TRICARE options.”
The facilities are usually based in high populated areas near military facilities, so you backwoods people may not have the opportunity to join. But, for those who live in the area of one of their medical offices, you will benefit from decent health services at a very affordable rate. The clinic style facility allows you to see the same primary physician of choice and if you have special needs, you are referred to outside facilities for a specialist or other services, such as scanning, etc.. (It’s similar to any MD’s office where they only do initial consultations and blood drawing and send you elsewhere for X-rays, CAT Scans, etc.)
We have used this service for three years now and they rate as high as the services we used to get via Aetna or Blue Sheild/Blue Cross. There is a difference as that I did have to change physicians and go to the specified facility, but even with special needs I have received top quality care and prompt appointments. The main difference is the cost. We used to pay around $250./month for health insurance, now we pay under $500./YEAR. That’s for two adults. There out minor out of pocket expenses such as co-payments ($12.00-$20.00 visit, depending on service, and Rx’s $3.00/generic; $25.00/name brand.) For the difference of the monthly/yearly costs, I can deal with these changes.
Needless to say, this plan has saved us hundreds (thousands) of dollars each year and I hope this information helps someone out there who has served our country and now needs a break, and well deserved.
We are using the facility working with Johns Hopkins Medical Services Corp. and they are excellent.
-- "They who dream by day are cognizant of many things which escape those who dream only by night." ~ Edgar Allan Poe