|Forum topic by pete57||posted 01-13-2013 11:10 PM||660 views||0 times favorited||0 replies|
01-13-2013 11:10 PM
I have to build the floor. Concrete vs Wood, I chose wood because wood sits up and I can heat that space to 50 degrees in the winter with a couple of those radiator $35.oo and I can put joist closer together in one area and plywood twice with 3/4 tongue and groove to hold up most lawn equipment and a car if needed. Basically I can do the work. I will have to hire out doing the block work but I can dig and pour the footings.
I can do all the plumbing, electrical, duct work on the heat ac and just have a licensed pro hook up the unit and outdoor condenser.
I am waiting on a quote price for the building from the design people. It is a barn type structure 32 X 44. Upstairs has 5 dormers with 2-10, pre-hung 9 over 12 windows and an egress window in one end and a door in the other. The First floor has 10 ft. ceilings and a door with a sight glass over the top, a double door out the back and medium garage door, and 5 more windows.
I plan to Sheetrock the upstairs with a full bath and a half bath and couple mop sinks on the first level with 3/8 T1-11 on most of the walls. I have to price out some of the labor for finishing the rock. I plan to do all the painting, woodwork, trim, and flooring, cabinet building, and anything else that comes up.
Now here is the question: Do I need to see bank and get this as a separate loan as my house? Do I need to get a Equity loan? what do all of you think? Keep in mind that all materials have to be included on the loan and this building might get a tad smaller but not much and may lose a couple dormers but will basically stay the same. The upstairs will be designed as a Mother-in-Law Suite and upholstery/sewing area. I plan to have the first floor (above basement) come across my deck to the upstairs of the new building.
Any tips are welcome and I plan to tie into my sewer and water from my house. Electric will be a new 200 amp service. Thanks
-- Humble Wood Servant