Can it get any better than this?
I can do whatever I please online and elsewhere and for the paltry sum of $100 – $150 per year.
And they’ll protect me from ~ ~ ~ what exactly?
The flier I got in the mail says they will
“Alerting you when lifelock detects you information in applications for utility, cellphone, and credit accounts within its extensive network.” ( there’s a caveat)
“Patrolling criminal Internet sites for illegal selling or trading of your personal information”
“Helping you cancel lost or stolen credit cards”
Patrolling sounds so official huh? I bet it means zippidoodah.
I can cancel lost or stolen cards just fine. I only have one that I use, and one that my fuel oil company uses so the card says in a locker.
The Caveat is that they don’t claim to cover any thing outside what they call their network
Well that’s friggin helpful? WotZatMean Anyway?
It means that unless some creditor happens to have a written agreement with Lifelock then they are not in scope. So who is partnered like that with Lifelock?
Who the hell knows? I couldn’t find out.
But – - –
“LifeLock offers customers no protection against Identity Theft! They have a $1Million guarantee. The guarantee only covers the following statement, “If we fail to provide the service we promise.” They are ONLY bound to monitor new credit requests through their partner companies. Partner companies, are those retailers and other companies who are currently under contract with LifeLock.”
That’s pretty Harsh.
No friggin protection at all? Their commercials surely don’t make it sound that way do they.
Maybe we should kill all the marketing people and forget the misapplication of Shakespeare’s Henry VI, part 2, about killing lawyers which was the character Cade, talking about how to destroy the system of laws protecting people. http://www.okbar.org/public/judges/spspeech.pdf
Anyway so how big is Lifelock’s partner network? They won’t say.
Seems to me I ought to be able to buy insurance from a regular insurance company for less.
Also according to the Fair & Accurate Credit Transactions Act you can order the credit bureaus to put a fraud alert on your credit that lasts for 90 days
It’s simple enough to do yourself you don’t need an ID protection company doing it for you
Contact them and follow the prompts to do it Then set you crack berry or calender to remind you to do it every 90 days.
So what do people like Lifelock actually do?
I can’t quite figure it out.
I am pretty sure they just take your money and renew you fraud alerts for you and give you a jingle if one of their partners gets a credit app in your name (whoever those people are).
-- When the moderator chooses sides, his site sucks.