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Forum topic by caboxmaker posted 03-04-2018 04:37 AM 416 views 0 times favorited 16 replies Add to Favorites Watch
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caboxmaker

281 posts in 585 days


03-04-2018 04:37 AM

Which of these banking applications do you use the most on your smartphone?
1. Deposit checks.
2. Send money via text or email.
3. Transfer funds between accounts.
The above are the ones I use most frequently. I love online banking and would like to know how you guys use it.


16 replies so far

View woodbutcherbynight's profile

woodbutcherbynight

5676 posts in 2606 days


#1 posted 03-04-2018 05:13 AM

None

-- Live to tell the stories, they sound better that way.

View caboxmaker's profile

caboxmaker

281 posts in 585 days


#2 posted 03-04-2018 05:17 AM

Woodbutcher, do you do all your banking at the counter?

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AlaskaGuy

4764 posts in 2507 days


#3 posted 03-04-2018 05:18 AM

I don’t have a smart phone, waste of money. Just my opinion of course.

-- Alaskan's for Global warming!

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Rich

3871 posts in 787 days


#4 posted 03-04-2018 05:39 AM

I do all three. I love being able to deposit a check without having to go the bank. I usually send cash through PayPal. I have a business account with them, so they are my go-to for moving money.

-- Half of what we read or hear about finishing is right. We just don’t know which half! — Bob Flexner

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caboxmaker

281 posts in 585 days


#5 posted 03-04-2018 05:40 AM



I do all three. I love being able to deposit a check without having to go the bank. I usually send cash through PayPal. I have a business account with them, so they are my go-to for moving money.

- Rich


Do you ever move it to the Caymans?

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Rich

3871 posts in 787 days


#6 posted 03-04-2018 05:42 AM


Do you ever move it to the Caymans?

- caboxmaker

Sure, but only if it’s over a million. Otherwise, it’s a waste of time. BTW, things have gotten sketchy with Swiss accounts. It’s not as anonymous as it used to be.

-- Half of what we read or hear about finishing is right. We just don’t know which half! — Bob Flexner

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woodbutcherbynight

5676 posts in 2606 days


#7 posted 03-04-2018 05:44 AM



Woodbutcher, do you do all your banking at the counter?

- caboxmaker

No, but my phone has three purposes in life. Make calls, send text messages, and on a rare occasion provide me with directions to somewhere. Rather than a phone plan paid monthly I use a pay as I go plan that buys me blocks of minutes, texts, internet usage along with service time. If you look at my rolling average for last 12 months the phone comes to just under $9 a month. Got a new phone last year cost me $29.

Not practical for everyone, but works for me.

-- Live to tell the stories, they sound better that way.

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caboxmaker

281 posts in 585 days


#8 posted 03-04-2018 05:44 AM


Do you ever move it to the Caymans?

- caboxmaker

Sure, but only if it s over a million. Otherwise, it s a waste of time. BTW, things have gotten sketchy with Swiss accounts. It s not as anonymous as it used to be.

- Rich


You need to move it in bunches of $9,999.99

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Rich

3871 posts in 787 days


#9 posted 03-04-2018 05:46 AM


You need to move it in bunches of $9,999.99

- caboxmaker

That would take forever.

-- Half of what we read or hear about finishing is right. We just don’t know which half! — Bob Flexner

View AlaskaGuy's profile (online now)

AlaskaGuy

4764 posts in 2507 days


#10 posted 03-04-2018 05:53 AM


Do you ever move it to the Caymans?

- caboxmaker

Sure, but only if it s over a million. Otherwise, it s a waste of time. BTW, things have gotten sketchy with Swiss accounts. It s not as anonymous as it used to be.

- Rich

You need to move it in bunches of $9,999.99

- caboxmaker

Do you ever move it to the Caymans?

- caboxmaker

Sure, but only if it s over a million. Otherwise, it s a waste of time. BTW, things have gotten sketchy with Swiss accounts. It s not as anonymous as it used to be.

- Rich

You need to move it in bunches of $9,999.99

- caboxmaker

It not just the amount. It’s also unusual account activity, and on top of that read this

http://www.businessinsider.com/the-irs-can-seize-your-cash-through-forfeiture-2014-10

-- Alaskan's for Global warming!

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caboxmaker

281 posts in 585 days


#11 posted 03-04-2018 05:54 AM

Woodbutcher, without my calling, texting, emailing, surfing, banking, mapping, etc I would be lost. I bought a wallet for my phone which in addition to my phone holds my credit and debit cards. My whole life wrapped up in a little 3”×6” bundle of leather. Knock on wood (alder) I’ve never lost or misplaced it.

View Knockonit's profile

Knockonit

477 posts in 400 days


#12 posted 03-04-2018 02:15 PM

Actually anything 5k and up is flagged anymore.
have a associate who partakes in off shore banking, says its not as easy as it once was.

as for phone, sure miss my old blackberry, but since the falling in pool incident, have had a supposed smart phone, doesn’t seem all that smart to me, doesn’t teach me jack squat, i’m electronically challenged (by choice), call, text and see my emails, and a few pics so i can remember crap. other than that, its a paperweight.
Rj

View John Smith's profile

John Smith

1481 posts in 360 days


#13 posted 03-04-2018 02:54 PM

X2 with AG: “I don’t have a smart phone, waste of money. Just my opinion of course”.

there is something to be said about being in a small town and knowing your bank staff
and other small business owners on a personal, first name business.

.

-- I started out with nothing in life ~ and still have most of it left.

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woodbutcherbynight

5676 posts in 2606 days


#14 posted 03-04-2018 03:43 PM



Woodbutcher, without my calling, texting, emailing, surfing, banking, mapping, etc I would be lost. I bought a wallet for my phone which in addition to my phone holds my credit and debit cards. My whole life wrapped up in a little 3”×6” bundle of leather. Knock on wood (alder) I ve never lost or misplaced it.

- caboxmaker

I am not one that condemns people for going full digital. If it works for you go for it. My opinion on the phone is that it is a tool, not a pacemaker. When needed I use it, it is not a required part of life in order to survive.

-- Live to tell the stories, they sound better that way.

View AlaskaGuy's profile (online now)

AlaskaGuy

4764 posts in 2507 days


#15 posted 03-04-2018 05:37 PM

I guess I should clarify my statement on smart phone banking a bit.

I do online banking but I only do it from my home computer and a dedicated computer that is not use of anything else but banking, no email no nothing. That’s a little cromebook that cost under 200 dollars. I’m just not into these 700 to a 1000 dollar smart phones and another monthly data bill. So far I’ve keep my life simple enough I don’t need mobile banking. I can wait and do it at home where I think it’s safer. I follow what Clark Howard recommends in the link below.

https://clark.com/personal-finance-credit/online-banking-safety/

-- Alaskan's for Global warming!

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