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Forum topic by a1Jim posted 03-04-2011 09:35 PM 3823 views 1 time favorited 39 replies Add to Favorites Watch
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a1Jim

115206 posts in 3044 days


03-04-2011 09:35 PM

Topic tags/keywords: question

Hi gang
I’ve been advertising to teach woodworking out of my shop again and reduced my prices. I know have students ready to attend but feel my disclaimer or discloser is to simply and want to update it. Of course I have my liability insurance in place . Since I don’t have funds for attorneys right now I thought maybe some of you who have attended classes that might have a disclosure I could use as an example. I’m not trying to steal anyones disclaimer or disclosure just use some ideas that I may not have included in my old discloser.

Jim

-- http://artisticwoodstudio.com Custom furniture


39 replies so far

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flskipper

24 posts in 3163 days


#1 posted 03-04-2011 09:49 PM

Hey Jim:

Charles Neil has a number of disclaimers and disclosures on some of his videos. Bet he would be willing to share info with you.

Skip

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a1Jim

115206 posts in 3044 days


#2 posted 03-04-2011 09:51 PM

Thanks Skip I’ll ask Charles

-- http://artisticwoodstudio.com Custom furniture

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TopamaxSurvivor

17677 posts in 3143 days


#3 posted 03-04-2011 09:58 PM

I can email you the form the atty in the gun club wrote for our matches if you want it. Aanything that covers guys shooting handguns and rifles should cover a little sawdust production ;-))

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

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grizzman

7798 posts in 2771 days


#4 posted 03-04-2011 09:59 PM

MY DISCLAIMER- IF YOU CUT ANY BODY PARTS OFF WHILE IN MY SHOP, YOUR THE STUPID ONE AND I AM NOT RESPONSIBLE. IF ITS BAD ENOUGH AND BLEEDS, USE A BAND-AID, IF NOT DONT WHINE ABOUT IT AND GET BACK TO WORK. ......hows that jim…it seems to work LOL….way to go…im grining ear to ear buddy…...

-- GRIZZMAN ...[''''']

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a1Jim

115206 posts in 3044 days


#5 posted 03-04-2011 10:16 PM

Thank you Bob that would be great and thank you Grizz

-- http://artisticwoodstudio.com Custom furniture

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teejk

1215 posts in 2152 days


#6 posted 03-04-2011 11:20 PM

grizz

I think he’s from Oregon (where California people move when the politics get too conservative). I would proceed very cautiously on that one. I have heard that many schools have discontinued shop classes because of liability concerns (sigh).

Big concern for me would be the liability insurance. Does it cover “commercial” enterprises or is it strictly for home-owner use?

And then how old are your students? Above the age of consent? If yes do you trust them to accept personal responsibility if they do something stupid?

I hope a lawyer steps in here and can advise on wording for free. Otherwise, I would look to the wording on any machinery manual (those first 10 1/2 pages of the 11 page book). Then see if you have a ticket to a hockey game and read the language about “assumed risk”.

I am not a lawyer and I hope you can share your knowledge with people that may or may not get the “bug” (and perhaps keep them off the streets!). But unfortunately we have some litigation problems in our country.

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a1Jim

115206 posts in 3044 days


#7 posted 03-04-2011 11:31 PM

Teejk
good point but my insurance is commercial and I defiantly only teach 18 years or older , except when i volunteer at my local high school wood shop. Most of Oregon is not were you move when your to conservative but there’s tons of Californians up here for sure :)
Thanks for your in put.

-- http://artisticwoodstudio.com Custom furniture

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Schwieb

1798 posts in 2929 days


#8 posted 03-04-2011 11:33 PM

Jim, Your’s is a very timely request. I have been approached by several people to do some basic woodworking and turning classes. I have a liability policy and a general liability release for horsebackriding and carriage riding on our farm but want to have something for woodworking. Would you or anyone else consider sharing their liability waiver with me?

-- Dr. Ken, Florida - Durch harte arbeit werden Träume wahr.

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a1Jim

115206 posts in 3044 days


#9 posted 03-04-2011 11:38 PM

Ken If someone shares with me I’ll be glad to pass it on but I’m afraid I’m not able to share the cost if that’s what you had in mind. Maybe there are others that can participate.

-- http://artisticwoodstudio.com Custom furniture

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Schwieb

1798 posts in 2929 days


#10 posted 03-04-2011 11:49 PM

Jim, No I’m more than willing to pay the fees myself. I, like you am looking for ideas on what to include in what I have already written up. Thank you.

-- Dr. Ken, Florida - Durch harte arbeit werden Träume wahr.

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reggiek

2240 posts in 2737 days


#11 posted 03-05-2011 12:04 AM

a1Jim – here is something I posted on the chip carving class blog -

We must assist those lawyers to save us from ourselves……So Please folks….please do not drive a car or operate heavy machinery until you know how “XXXXXX” will affect you…..Stop “XXXXXX” immediately if you notice that you are missing fingers, toes, have blurred vision with night sweats, bleeding from the ears, nose or eyes….inability to obtain and hold an erection, thoughts of suicide or just want the 2012 holocaust to hurry up…..these are serious side effects and should be reported to your doctor immediately….stop “XXXXXX” if you find you are suddenly without breath or have feelings of depression and want to carve up the politician on your tv screen…these too are life threatening side effects….you should check with your doctor to see if you are healthy enough to “XXXXX”…….whew…..I give up…there are several pages more of cautions…

Honestly, you wish folks could take responsibility for theirselves. I understand if somebody gets hurt due to negilgence or by malice…..but an accident is an accident.

Seriously, you should contact your insurer and ask them if they have a recommended disclaimer….I believe that OSHA and your state counterpart might help as regards to possible regulations you must abide. You should provide each participant with a safety pamphlet (similar to what you find on power tools).....and stipulation that anyone not following the safety rules or operating machinery without proper protection will be ejected without refund. It is harder to blame you if you have a safety policy documented, in force and enforced.

-- Woodworking.....My small slice of heaven!

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teejk

1215 posts in 2152 days


#12 posted 03-05-2011 12:07 AM

a1

good to hear that not all of your great state has the “litigation flu”. stay away from “smart-ass” language on your waiver (might be funny at the time but not so funny if something bad happens).

now knowing you have a commercial policy, they may be the best source of your language since they will ultimately be the ones defending you if something goes bad. However it’s back to the trust thing with them as it may send some alarms off and they’ll make this a big deal.

wait and see if a lawyer chimes in. in the meantime I’ll see if I can find anything that might give you a good start. the wheel has to have already been invented here (and quite frankly any potential damages won’t attract any lawyer unless somebody cuts their head or a major limb off…yachts are expensive and a few thousand here or there aren’t going to interest them).

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teejk

1215 posts in 2152 days


#13 posted 03-05-2011 12:12 AM

reggie…all I can say is (sigh)...but that’s the country we live in and I’m too old to move.

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TopamaxSurvivor

17677 posts in 3143 days


#14 posted 03-05-2011 12:21 AM

PM me an email if anyone wants the one I sent to Jim.

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

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a1Jim

115206 posts in 3044 days


#15 posted 03-05-2011 12:22 AM

Hadn’t thought of asking my insurer .I’m a little concerned about it being as long as a book and use a lot of legaleze type language .

-- http://artisticwoodstudio.com Custom furniture

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