accepting credit cards and new laws

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Forum topic by indychip posted 08-29-2015 06:20 PM 841 views 0 times favorited 3 replies Add to Favorites Watch
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75 posts in 1546 days

08-29-2015 06:20 PM

The last couple of years I have been using Square and love it. Now I am hearing of new credit cards coming out and different ways of paying, ie; Apple iPay. Square isn’t coming out with a new reader until late this year. Just curious as to my options, what are others using to accept these new payment methods?

3 replies so far

View Jim Finn's profile

Jim Finn

2391 posts in 2346 days

#1 posted 08-29-2015 07:19 PM

I was at a sale today like I am every Saturday all summer long, and no one offered to pay with their phone. Just cash and credit/debit cards. It may be coming but has not hit here yet.

-- "You may have your PHD but I have my GED and my DD 214"

View Betsy's profile


3336 posts in 3320 days

#2 posted 08-29-2015 11:55 PM

I believe the date of conversion of October 1, 2015. Square has a new reader that will scan both the chip and the old magnetic cards. You can preorder the scanner – if you wait it’s somewhere around $50 to buy later.

The big issue is fraud. If you swipe a card that has a chip instead of “dipping the chip” and the card turns out to be a stolen one – you can be on the hook for the money and not the credit card company. That’s a short view of my understanding of the issue.

Long and short – you need to look at the credit card and if it has a chip you need to use it.

As far as paying with their phones – I think most people at a farmer’s market or a street fair would either have cash or will use their card because they know that small vendors can’t have every type of payment option. I use the square and have no issues with it. If someone wants to use their phones I would just say sorry can’t do that.

-- "Our past judges our present." JFK - 1962; American Heritage Magazine

View GT350's profile


352 posts in 1406 days

#3 posted 08-30-2015 04:32 AM


You shouldn’t have to look at the card to see if it is EMV, the card reader will see that it is an EMV when you swipe it and if the reader is set up to take EMV it will kick out an error. That is if square is like most other readers out there.

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