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Reply by GregD

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Posted on Down the Insurance Rabbit Hole

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GregD

597 posts in 1308 days


#1 posted 386 days ago

Mel -

It is not possible to have a free society unless people are allowed to make decisions for themselves, and in that situation a certain fraction of them are going to make bad decisions. I don’t like watching people screw themselves, but we have to accept that it is going to happen. The alternative is an autocratic system, and that would be much worse. The information provided by Ms. Campbell about her unfortunate sister in law is, in my estimation, a better example of a couple screwing themselves, than an example of what is wrong with the current state of health care in the U.S. In fact, in that situation the system worked – she did get and is getting the health care that she needs thanks to the State of California. That their financial decision to forgo health insurance has resulted in devastating their family finances is extremely unfortunate, but this is the gamble that they took.

ssnvet’s experience is very clearly an example of problems in the U.S. health care system.

But again, being autocratic and forcing everyone to have at least basic health care and minimal major medical insurance would be OK by me if the resulting system is financially sustainable. But that should be the end of the entitlement. Providers should be free to refuse further treatment unless the patient can demonstrate an ability to pay, by being rich, or by having been responsible by providing themselves with insurance with a more complete benefits package.

I’m in favor of “Compassionate Conservatism” or “Tough-Love Progressiveness”. I also believe that anything that is not financial sustainable is stupid.

The 1% and CEO pay are interesting topics, but not so relevant to this one, as far as I can see.

-- Greg D. -- the price of freedom is tolerance


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