Reply by Fingersleft

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Posted on Do you have enough

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71 posts in 4068 days

#1 posted 11-02-2007 06:01 PM

Hi Mario,

These all are very good and necessary ideas and suggestions. Smoke alarms and alarms for temp changes, together with the right kind of emergency fire extinguishers, located in the proper positions, are a MUST. They need to be part any shop environment. But they are just that, emergency devices – not ment to deal with a worst case senario.

My suggestion – Take the next step, as I did. Sit down and speak with your insurance agent. Make certain that your shop and your equipment is properly insured. Most homeowner policies have specific requirements for outbuildings and specific limits for their contents. When I talked with my broker, I was able to buy an “all risk” replacement rider for the building and its contents, which took over after the limits of my homeowner’s coverage for a surpisingly small annual premium – well under the cost of a couple of good table saw blades.

-- Bob

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